Florida Association Responsible For Roof Repairs

According to our governing documents each owner is responsible for the upkeep of their unit roof painting fence and so forth when i questioned the addition of the reserve funds i was told.

Florida association responsible for roof repairs. You as the unit owner would be responsible for the remaining damage to your unit which your condo unit insurance policy should cover. The homeowners insurance company tells me that the association is responsible for the original ac installed back in 1978. All units have electric hvac owners are responsible. You will need to look at your specific agreement to determine if the hoa should be paying for roof repairs.

This is what the bod said and this is how it usually but not always works. The association has an insurable interest in all units. A storm blew the wall partition divider on the patio and hit the air conditioner and it broke. Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables.

If a common area element like the roof fails and damages that insurable interest such as a ceiling or walls then the association is responsible for repairs. Sometimes even when hoas are responsible for roof repairs the organization is reluctant to begin the repairs. Similarly if the governing documents state that the association is responsible for roof repair and maintenance but requires the homeowners to repair maintain and replace the gutters the association should not replace the gutters without amending the governing documents since the responsibility for gutters is the owners not the association s. Units are located on the outside patio porch.

However even in this scenario the association is still responsible for maintaining and repairing the common elements including the damaged drywall contained in the ceiling and walls. Again the association is responsible for roof repair and replacement unless the roof is damaged by hail or wind fire and then the repair is covered by the insurance company. These reserves are built into your monthly dues. Ducharme is thinking along the same lines even if some owners are opposed to imposing a special assessment.

Unit owners board members and association managers are often unsure of which entity is responsible for the maintenance repair and replacement of certain items when damage occurs. Condo associations typically establish reserves to cover unforeseen expenses such as roof leaks and other emergency repairs. 150 condo units built in 1978. If an owner s personal property is damaged then the owner s personal insurance should kick in.